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Monday, June 20, 2011

Good and Bad Ways to Save Money

Duct tape is good for a lot of things, but using it to keep the trunk of your car down also makes it really easy for robbers to get into the trunk. It may also be a road safety violation which could end up with a ticket that's cost could be used for repair.


CVS coupon centers however, are a good idea when needed items are purchased using a free CVS Extra Care Card on discount. These machines scan free CVS Extra Care Cards available from the cashier and print out coupons. The card records transactions when it is used and when combined with in store specials and bonus bucks, the savings really do add up. 


Bonus bucks can be earned from buying needed items such as toothpaste at CVS over time and from in store awards that offer bonus bucks for purchasing specific items. When an item is already on discount, and has a bonus buck reward this can be stacked with a 30 percent or other amount coupon if more than one item is purchased. 

For example, suppose toothpaste normally costs $3.99 but there is an in store special for $2.99. Using a bonus buck from previous purchases the cost becomes $1.99 and when stacked with a 30 percent coupon the cost becomes $1.39. However, if the 30 percent coupon only applies to one item when another item is bought, the second item is ideally 1. necessary and 2. also on special. 

To illustrate further; in addition to toothpaste, two bars of soap are purchased. These bars of soap normally cost $2.45 but are on special for $1.99. Together the soaps plus the toothpaste cost $3.38 before tax. Normally, these items would have cost $6.44, the savings add up to $3.06 before 5 percent tax and $3.24 after tax. That's around 47.5-48 percent savings before and after tax. 

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