An Overview of AARP Financial Credit Card Services

American Association of Retired Persons (AARP) Financial credit card services are administered by Chase bank, also known as JPMorgan Chase & Co. The AARP Financial Credit Cards include a choice of three credit cards, the 1) AARP Platinum, 2) AARP Rewards and 3) AARP Travel Plus. AARP Financial Credit Card services issue Visa credit cards through the affiliate bank and in accordance with the terms agreed to with AARP. The services on these AARP Financial credit cards are threefold and include the benefits sponsored by AARP, Visa account services and Chase affiliate provided services.

AARP Financial credit card benefits

AARP credit card services depend on the credit card however, all three AARP credit cards have basic services available to cardholders such as online account management information, telephone customer assistance and/or resources. Some of the additional services provided to AARP Visa cardholders are listed below.

• Pre-application AARP financial advisor assistance
• Exclusive benefits available only to AARP card members
• Car rental and travel insurance coverage for Platinum and Platinum rewards members
• Card specific benefits such as no annual fee, travel upgrades or rewards point program
• Specialized AARP Travel Plus cardholder's customer assistance

VISA account services

Specific Visa card services provided by the Visa U.S.A. company itself allow for additional benefits that might not otherwise be included in the bank or sponsoring company benefits and services. These services provided by Visa include the following:

• Card user limited liability protection for U.S. issued Visa cards
• Access to Visa USA's toll free customer assistance center
• Free fraud monitoring services provided by Visa
• Identity theft hotline for persons who's credit identity has been stolen
• Card replacement and/or theft reporting

CHASE affiliate provided services

JPMorgan Chase & Co. is the bank that provides credit card account management services to AARP credit card holders. The bank itself is also able to provide credit card holder services either as an extension of the Visa and/or AARP services or independently through the banks own capacity. Credit card services provided through or extended to AARP card holders include the following listed items.

• Exclusive extras rewards for AARP Platinum Rewards card holders
• Balance transfer option from other credit cards
• Cardholder customer assistance availability
• Monthly statement and account details
• Online account access and security protection for enrolled cardholders

Summary

AARP Financial is a division of the American Association of Retired Persons that deals with financial concerns. Credit cards are a part of this AARP division's responsibilities and include a choice of three credit cards available to AARP members. These credit cards each have unique benefits and services in addition to basic services discussed in this article.

Those services are provided through either the credit card processor, the bank managing the accounts or through AARP itself. In sum, if a cardholder considers all the benefits and services available through each the of AARP credit cards and makes use of those services, quite a few service related benefits are provided with the AARP Financial Credit Card. For additional information on AARP Financial credit cards and/or the services available through these cards please consult the linked to websites within this article.

Sources:

1. http://www.aarpfinancial.com
2. http://www.usa.visa.com
3. https://www.chase.com/index.jsp?pg_name=ccpmapp/cms/special_offers/page/Exclusive_Extras