Despite regulations including the Fair Debt Collection Practices Act, the Fair Credit Reporting Act and the Wall Street Reform and Consumer Protection Act, enforcement has its obstacles as evident in the following infographic syndicated courtesy of Frugal Dad. According to the infographic, complaints against debtors have increased 66 percent and a Harvard Law Professor is quoted as saying mobsters would be envious of student-loan debt collectors' power.
Source: http://FrugalDad.com
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